A lot of Lehigh Acres, North Fort Myers, Alva, Buckingham, and rural Charlotte County homes are on private wells. If the buyer is using an FHA or VA loan, the lender will require the well water to be tested by a disinterested third party and passed by a certified lab before closing. When that test […]
“It’s brand new, the county inspected it, and it has a warranty. Why would I pay for an inspection?” We hear it every week from buyers in Lehigh Acres, Cape Coral, and North Fort Myers, where thousands of new homes have gone up on quarter-acre lots since 2020. The short answer: because the county inspector […]
Hurricane Ian came ashore in September 2022 and put a hand on nearly every roof in Cape Coral. Some were replaced. Some were repaired. Some were patched by whoever had a ladder that week. And some were never touched at all because the owner didn’t file a claim. Four years later, all of those roofs […]
The fastest way to fail a 4-point inspection in Florida isn’t the roof. It’s a gray metal box in the garage that’s been working fine for 40 years. Insurance carriers keep a list of electrical panel brands they will not cover, and if yours is on it, the underwriter doesn’t care that the lights come […]
Florida homeowners insurance premiums have climbed sharply for most Southwest Florida families over the last few years. A wind mitigation inspection is one of the few things you can do in an afternoon that pushes the number the other way. Here is what it can realistically save, what the inspector is looking for, and who […]
Mold in Southwest Florida isn’t a question of if, it’s a question of where. Ninety percent humidity, summer storms, air conditioners that run ten months a year, and homes that sit closed up for half the year give it everything it needs. Most of the mold we find in Cape Coral and Fort Myers homes […]
If you own or are buying a home in Southwest Florida, your insurance agent has probably asked for “an inspection” without saying which one. There are two, they cover different things, and getting the wrong one wastes a week you may not have before closing or renewal. Here is the difference between a 4-point inspection […]